Pay with Bitcoin instantly using the Xapo Card. *Available to members in certain countries
Earn 3.75% on USD deposits, 0.5% on BTC deposits, and up to 1% in cashback paid in BTC on debit card transactions.
*Rates are subject to change.
Safeguard BTC, earn daily interest, spend globally with a debit card, and unlock six-figure liquidity without selling a sat.
Skip the market rollercoaster and earn Bitcoin on your terms.
*Yield rates may vary and can be paid in any supported currency
We took care of the hard part. Secure your Bitcoin in an underground vault.
We took care of the hard part. Secure your Bitcoin in an underground vault.
Need cash but don’t want to sell your Bitcoin?
Borrow against it and unlock cash, fast.
Secure your Bitcoin for the next generation.
Spend with our global debit card and get Bitcoin back with your purchases.
*Available to customers in certain countries
Unlock borderless access to your Bitcoin, available anytime, anywhere.
Secure your Bitcoin for the next generation.
Spend your BTC globally with Xapo Bank Debit Card. Earn free BTC on your purchases. Zero foreign exchange fees!
Safeguard BTC, earn daily interest, spend globally with a debit card, and unlock six-figure liquidity without selling a sat.
Safeguard BTC, earn daily interest, spend globally with a debit card, and unlock six-figure liquidity without selling a sat.
No trading, no mining—just free BTC for saving with Xapo Bank.
No trading, no mining—just free BTC for saving with Xapo Bank.
Safeguarding Bitcoin since 2013. Billions in assets, never rehypothecated. Your wealth is protected with Xapo Bank.
Borrow up to 40% of your BTC value with flexible terms and no hidden fees. Your Bitcoin remains in your control.
Borrow up to 40% of your BTC value with flexible terms and no hidden fees. Your Bitcoin remains in your control.
Get the cash you need without selling your Bitcoin: Low APR, flexible payments, and no hidden fees. No rehypothecation so your Bitcoin remains in your control.